Workers’ Compensation Settlements: What are the Benefits You Can Get?

If you are wondering how much workers’ comp settlement you can get for our work-related injuries, know that the circumstances of your case will have a say in it. Once you file a workers’ compensation claim, the insurance provider of your employer may make a settlement offer based on what they believe is fair. This settlement is meant to cover your medical bills and any disabilities that your work-related injury or illness may have caused. Because of your financial needs, you may decide to just accept the offer. Also, you may think that going through the filing process is just additional stress you need to bear. However, accepting a lowball settlement offer may leave you with no funds to cover your future medical needs and losses. A great workplace injury lawyer indianapolis in will determine your eligibility for workers’ comp benefits and negotiate a fair settlement with the insurance carrier. These benefits include the following:

Medical Benefits

The nature and extent of your work-related injuries will determine the medical benefits you are entitled to. When negotiating a settlement offer for your medical care needs, you need to consider many things. These include your out-of-pocket expenses, whether or not your medical expenses have been paid, any travel expenses incurred, ongoing medical expenses, the potential impact of the settlement on Social Security and other benefits, and a lot more. 

Make sure you have fully recovered from your injuries before you accept any settlement offer. Thus, your doctor has determined that you have fully recovered or have recovered as much as possible, yet still suffering some kind of permanent disability. You may need future treatments, so do not accept a workers’ injury settlement. 

Disability Benefits

If your on-the-job injuries leave you with temporary or permanent disabilities, you could be entitled to disability benefits. If you have a temporary disability, this means you can return to work after recovery. Permanent disability can be partial or total. Permanent partial disability means you can work at some jobs while permanent total disability means you cannot work at any job and may get weekly payments for life.  To determine a fair settlement, your attorney will consider your ability to return to work while you recover from your injuries, appropriate payments for time off work, your ability to work again, the kinds of work you can perform, your qualification for Secondary Injury Fund, and other factors. To qualify for permanent disability benefits, your doctor should determine your ongoing impairments after you reach maximum medical improvement.